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The Perks of Disney Visa Credit Card

The Perks of Disney Visa Credit Card

You may have heard of this magical Disney Visa card before. If you are wondering if it’s a good fit for you, you’re in the right spot! As with opening any credit card, it’s a good idea to do your research and find out if it makes sense for you and your family. So here is a breakdown of the perks of the Disney Visa credit card.

First off What is a Disney Visa Credit Card

There are two options to decide between with a Disney Visa. The biggest difference between the two is an annual fee. The premier card is a $49 annual fee but it will give you a few additional perks. Let’s take a look at the different benefits of each.

Disney Visa Card

  • No annual fee
  • Get a $50 statement credit after first purchase with a new Disney Visa Card.
  • Earn 1% in Disney Rewards Dollars on all card purchases.

Disney Premier Visa Card

  • $49 annual fee
  • Get a $200 statement credit after you spend $500 on purchases in the first 3 months from account opening with a new Disney Premier Visa Card.
  • Earn 2% in Disney Rewards Dollars on card purchases at gas stations, grocery stores, restaurants and most Disney locations. Earn 1% on all your other card purchases.
  • For airline travel, you can redeem Rewards Dollars for a statement credit toward airline travel. Just purchase airline tickets with your Disney Premier Visa Card on any airline to any destination. Then simply pay yourself back by redeeming your Rewards Dollars for a statement credit.

Perks of Disney Visa Credit Card

Now, this is a list that applies to BOTH Disney Visa card options.

First off as you spend money on your Disney Visa you earn Disney reward dollars. You can redeem Rewards Dollars toward more of your favorite Disney experiences such as Disney Theme Park tickets, Resorts stays, shopping, dining, movies and more. There are no limits to the number of Rewards Dollars you can earn. There are no block-out dates when redeeming Rewards Dollars.

If you shop at the Disney Store a lot you will like these savings. With the Disney Visa card, you can get 10% off select merchandise purchases of $50 or more at select locations and 10% off select dining locations most days at the Disneyland® and Walt Disney World® Resorts.

Like feeling like a VIP? Having a Disney Visa gets you an exclusive character meet and greet experiences. Daily from Daily from 1:00 pm – 7:00 pm at Epcot you can meet at the Disney Visa Photo Spot at Epcot® in Future World, next to Journey Into Imagination With Figment. If you are a Star Wars fan the private Cardmember location at the Star Wars™ Launch Bay in the Animation Courtyard at Disney’s Hollywood Studios®.

Get special vacation financing on select Disney Resort packages, all Adventures by Disney® packages, all Aulani, A Disney Resort & Spa, Ko Olina, Hawai‘i vacation packages, and all Disney Cruise Line packages (collectively, Disney Vacation Packages). Disney Vacation Packages must be booked by you or your travel agent through the Walt Disney Travel CompanyDisney Cruise Line or Adventures by Disney Travel Services, Inc. and charged to your Disney Visa Credit Card prior to the start of your vacation. Other restrictions and exclusions apply. Please refer to the applicable Pricing & Terms for pricing details: Disney Premier Visa Card pricing; Disney Visa Card pricing. You will receive complete terms and conditions for this offer once you become a cardmember.

Everyone has to eat right? Receive 10% off select dining locations most days at Walt Disney World® Resort when you use your Disney Visa Card.

Go backstage at Disney World and save! Receive 15% off the non-discounted price of select guided tours at Walt Disney World. Discounts are not available on the following tours a: Premium VIP tours, programs exclusive to groups, group team building programs.

Head for a day of relaxation at Disney World. Receive 15% off the non-discounted price of any salon treatment valued at $45 or greater, or any 50-minute or longer spa service most days at the spas and salons at Walt Disney World® Resort when you use your Disney Visa.

Design Options for your Disney Visa

I just love how many design options Disney gives you. Plus want to know a secret? You can change your card design as often as you like! Have I done this just to collect souvenir designs… maybe I have. They make it so easy to request you don’t even have to call it can all be done through the website once you have your login.

Here is a look at the current designs, they do change so definitely a good idea to check in from time to time.

Disney Visa Card Design Options

How to Get a Disney Visa Credit Card

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Is the Disney Visa Card Worth it?

First off I must admit out of all the travel cards out there this one isn’t the best. However, that doesn’t mean getting a Disney Visa is a complete waste. You may just simply want to be able to get into the character meet and greets which don’t require you to actually spend any money. The benefits are really the perk here with this card, not the cash back rewards.

If you don’t have an annual pass or Tables in Wonderland the dining and tour discounts can really be a big saver on your vacation. Oh, and of course, how can I forget that merchandise discount. Even though we have both a Disney World annual pass and Tables in Wonderland card we loved having the merchandise discount on our Disney Cruise.

Before opening any credit card it’s important to weigh in the factors like how will this affect my credit score. Every time you open a new line of credit it has an impact on your credit. Also if you aren’t good at managing your credit card balances that is a serious factor to consider as well. Despite the savings, if you know you have a risk of overspending it won’t be worth it. A Disney Visa should only be considered if you plan on paying off your balance every month. The interest rates are extremely high and you would be much better off with different financing. The only exception to this would be if booking a package that qualified for the special financing rate.

We hoped this helped you and you now have some more Disney saving tools under your belt. For more Disney World savings trick read All the Ways you Can Save Money at Disney.